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Create Your Proactive Life with Financial Tools

proactive life

Create Your Proactive Life with Financial Tools

The Money Nerve team has scoured the Internet looking for the top financial tools for a proactive life. There are so many choices that it can be hard to select what might work best for you. Please take a look at these successful  tools that have been utilized by many people for years and continue to get kudos! We have many more links on the “Tools Page.” Our recommendations are for your use – we do not receive any compensation for presenting these options. My vision is for YOU to manage your money more effectively.

 

Get Unstuck

For some of us, the problem with money stems from old habits or unclear emotional reactions. Before you make a change, learn what motivates you and get guidance for more successful decisions and “Getting Unstuck!” For a one-time fee of $49.99, you’ll receive interactive exercises, short and powerful videos, worksheets and more. Try this Virtual Coach app.

 

Compare the Top Tools

PC Magazine has evaluated several personal finance tools and summarizes the best of 2018 for several categories. You can see what features each app offers as well as see which apps are compatible with your phone. Some of them are free – all of them are helpful. We all need different options for making the best decision. Check out the article.

 

Mint, A Big-Picture App

Mint was one of the first free, web-based personal finance tools to help you track spending patterns, investments and more. For quick and easy results, enter all of your financial accounts to give you a complete picture of your financial health. At last, your upcoming bills and available balance information are together in one place.
See bills and money in one place.
Get alerts about upcoming bills.
Say goodbye to late fees. With Mint

 

Quicken

This personal finance powerhouse continues to lead the way as an excellent tool for managing both small businesses and personal finances. Starter editions begin at $39.99. From budgeting to planning for the future, this software makes managing your money a snap – and helps move you toward that next step in your life. Quicken allows you to create a financial plan, input more than 11,000 online billers, have monthly reminder emails sent to you, and superior phone support when you need help.

 

Powerful App for Managing Finances

Clarity Money helps you take control of your finances by canceling wasteful accounts, lowering your bills, getting you better deals, and managing your financial life — all in one place. In fact, Clarity developed a robust and secure tool that will break down your income, spending and be saving for you – so you don’t have to.
This app takes it one step further by offering insights into your finances that you can use. In the process, giving you that wonderful feeling of control again.

 

A New Concept for Investing in Your Future

And last, this app allows people to begin micro-investing to build their saving. Invest the way you want to — rounding up with small change, recurring deposits or a lump sum — and taking advantage of automated portfolio management. Simple, reasonable fees with no minimums, no commissions, and no fees for adding or withdrawing funds!

I hope you create your proactive life with one of these financial tools; Be intentional and build YOUR financial freedom!

~ Bob Wheeler

 

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Visualize Change

The Money Nerve

VISUALIZE CHANGE

Are you where you want to be financially? Visualize change! If you’re not open to change, then you want to stay exactly where you are. Truth is the truth. To change your path, visualize  change to seek motivation to begin the journey. As you update your mental map, you will start to see a difference in your actions. In fact, you will be better equipped to recognize the path you are on and begin to understand and enjoy it.

FIRST STEPS

The Money Nerve concept is a stepping-stone to understanding different aspects of your life. It is really about reprogramming your brain. The data you are using might have come to you when you were seven years old. You are not seven years old anymore; it is time to reassess the information you absorbed when you were young. Know that your mind is a powerful tool to initiate life changes. Mental fortitude will create new pathways for successful actions.

EARLY INFLUENCES

We have all unconsciously downloaded misinformation into our brains. We now have to consciously begin identifying our early money programming memories and work to change those beliefs. You may remember phrases or attitudes your Mom or Dad had about money. As a result, you may need to investigate whether that old information still works for you. Maybe you have already started the process of self-discovery. I am here to tell you that while the past may have influenced you, you are not doomed to repeat the same learned (and often useless) emotional reactions for the rest of your life. The more I’ve learned about myself, the more I’ve understood the impact that even the most seemingly insignificant events have had on my life. As a result, I’ve been able to push away old habits or thoughts and formulate new pathways to find financial freedom.

EXPLORING NEW OPTIONS

You will have many opportunities to visualize change in your future. You can reframe your own financial life. I believe that one of the most important ways to bring about change is through visualization. This technique involves envisioning your future as you want it to be (rather than as your current reality). You may see yourself with an abundance of money or paid up on all your credit card debt or driving a new car. If you can’t visualize how your future could be, it is difficult to believe you can take the necessary steps to get there!

Let go of negative judgments of yourself. Mentally picture the person you would like to be without worrying about how you might stop yourself from getting there. The point is not to fix yourself; the result is to embrace yourself.

STOP COMPARING

You may look at some people and think they live a charmed life. Those same people may, in turn, look at you and think you are the one who has it together. I work with some clients whom others consider to be extremely fortunate, and the truth is everyone had different challenges. Here’s the bottom line: they are not any different than you. In fact, you may be in a better place financially than they are. It doesn’t pay to compare. You are in charge of your life, you can visualize change, and you have the power to make a successful lifestyle change.