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Powerful Change: Fake It Until You Become It!

Mind Over Matter

Powerful Change: Fake It Until You Become It!

Do you always accept circumstances as they appear to be?  When you resign yourself and take everything at face value, you leave many doors with better or different options shut. By opening your mind, investigating new ideas, finding new ways to tackle a challenge and visualizing a different perspective, you can make intentional changes. You can fake it until you become it!

Here are some thoughtful solutions for beginning a new journey of personal assessment and growth. Baby steps can create massive change.

Begin exploring personal and financial growth

· What are your strengths?
· Is your internal view of yourself realistic?
· Do your values align with your goals?
· Are there mental/ emotional barriers that need overcoming to be successful?
· What do you need to take the next step?

Examine your story and ask questions. Does this story (well worn and comfortable) still fit your life? If not, how do you take stock of the past and re-frame that internal vision of yourself?

Reflect on these questions below to determine where you are:

Who are you?
What are your values?
What are you passions?
What is your purpose?

Have you ever browsed through old photos and marveled how people and places have changed so dramatically? Notice the changes in you over time. Begin to investigate ways to realign your passion and purpose to reach your goals. Life is about change;  knowing who and where you are in life will assist you to move in a new direction.

You have the power to change

If you allow other people’s stories to define who you are, it is time to take responsibility for who you are. Embrace who you are, own your choices and begin to make proactive decisions and adjustments to reach your goals.

We all have different wants and needs. Some people have a strong desire to invest in their future. Others want to live exuberantly at the moment. We all have unique emotional reactions regarding our present situation. When we feel pain or guilt, are scared and ashamed of our actions, it is a sign to do somethingdifferent. Use this pent-up power to make a mental change; drawing from this mindset results in astounding physical changes.

Fake it until you become it!

I want to share this video of Amy Cuddy speaking about powerful change, on both an emotional and physical level. If you have ever felt inadequate or that you are a “fake” – and it’s just a matter of time before “everyone” finds out, watch this clip! It is life changing! In addition to focusing on a new shift in perspective, Amy shares scientific evidence that simple changes in your body language can effect other people’s opinions about you and enhance your success! It certainly affected me, and I hope you will also find it valuable.

Video: Don’t Fake it ‘till you make it; Fake it until You Become it!

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Radical Abundance Workshops

Radical Abundance Workshops are happening this September in Montreal and Toronto!

Radical Abundance Workshops in Montreal and Toronto
Find Radical Abundance with The Money Nerve

Join us in Montreal September 15-17, and in Toronto September 22-24!

Do you have limiting money beliefs? Are you ready for a path to create financial freedom? Want to heal your relationship with money in a creative, collaborative and supportive way?

FINANCIALLY TAPPED, EMOTIONALLY TRAPPED?
You CAN create a new path for financial freedom. If you feel the heat rising when you pay those monthly bills, that could be your money nerve alerting you that it’s time to make a change. The Money Nerve concept will inspire you to make a real change in your perspective about money. I love working with groups and leading workshops – to help each of you navigate your emotional response to money, create a healthy budget and chart a new course!

Our Radical Abundance Workshops have been engineered to create a transformation of your limiting financial mindset and help you to uncover new pathways for creative solution and a richer life experience.

Join us…

Join me  and colleague CORE Energetics professional Josee Martel, for an incredible mind-opening experience that will change your life! You will be given tools and techniques for personal and professional success, while learning to live a life of proactive abundance!

Be a part of this weekend workshop in either Montreal or Toronto

Take advantage of this opportunity to evolve your capacity to play big in life and relationships. We’d LOVE to have you at our Radical Abundance Workshops!

Select Your Location

Montreal911 Rue Jean-Talon E, Montréal, QC H2R 1V5, Canada

Montreal Facebook Event Info HERE

Toronto: Colt Paper Building, 151 Sterling Rd, Toronto, ON M6R 2B2, Canada

Toronto Facebook Info HERE

Schedule both weekends:

Friday: 7-9:30 pm
Saturday & Sunday: 9:30 am – 5 pm

Radical Abundance Workshops
Bob Wheeler & Josee Martel

 

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Mental Map for Living in Proactive Abundance

Mental Map-Proactive Abundance

Mental Map for Living in Proactive Abundance

Congratulations! You filed your taxes. But, for whatever reason, you are unhappy. Maybe you paid too much or didn’t get the refund you thought you deserved. Good news! Use this week to make a mental map for living in proactive abundance. You have almost a year to change your financial plans for 2017.

Embrace Your Story

Embrace your story; own your story. Be willing to accept that you might be partially responsible for your current state of affairs. Don’t judge yourself or wallow in self-pity. Pause and make the necessary adjustments to get where you want to be. Whether you want to have millions or invest thousands of dollars, own lots of property, want to save for a Jacuzzi, or stop bouncing checks, you need to acknowledge your goals. After you decide what is relevant for the next year or two, you must make the commitment to go for it.

There are Plenty of Fish in the Sea

When you have a mental map, it is wise to remember that many routes can lead to the same destination. As you confront challenges or obstacles when reaching for your goal, keep in mind that there are alternate means to achieve your result. The ability to remain flexible and take advantage of opportunities that present themselves, benefits your long term vision of success. If your current environment is not generating what you need, it may be time to find a new solution, dream bigger, get a new job or look internally to see where you can make changes. Target that mental vision into a focused strategy and begin panning for gold!

Don’t Be Your Worst Enemy

Many people sabotage their best efforts and have no idea why they do that. Self-sabotage is a reactive emotional choice prompted by old habits. Defining your intentions results in defining the goal. With intentional effort, you now create a mental map for living in proactive abundance. If you look for good things in your life, it is safe to say; you will capitalize on each opportunity that pops up. Trust in yourself – be your best friend. Respect yourself, don’t talk down to yourself. When you honor who you are, you then create an internal dialogue that moves you forward. Taking positive steps on a daily basis will result in a series of “mini-successes” that lead to long-term satisfaction.

Mental Mapping Your Finances

Mental mapping your approach toward finances means rerouting the I-can’t-afford-it mentality. I like the word mapping because we are all on a path. No path leads the wrong way. Are you taking the scenic route to your financial destination? It might take you three times as long to get there, but that doesn’t mean you won’t have a beautiful journey.

Creating a Mental Map for Living in Proactive Abundance

You can create a new mental map about money that will help you move toward your financial goals. Your current mental map might tell you that you can’t enjoy your present lifestyle without using credit cards. You don’t care what the interest rate is. In fact, you may have no clue what the interest is! You could be paying 20 or 30 percent on your credit card. If you curbed your expenses and made small budget changes each week — that credit card interest saved could buy you a new car or fund a trip to Italy. You may find you can have a better life when you stop using credit cards altogether.

 

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Imagine Where I Would Like to Be!

The Money NerveProjecting Your Success: Where would I like to be!

First of all, ask yourself “where I would like to be in one year or five years. Maybe free of credit card debt is where I would like to be? Do I want to travel the world? If I had more money in my retirement account, would I be happier and less stressed? How can I change my spending habits so that I can reach my goal of $50,000 in savings?”

Once you know where you would like to be, state your goal: A year from now, I will decrease my use of credit cards. Two years from now, I will sign up for additional training.  In five years, I want to have a zero-balance on all credit cards. In ten years, I’d like to transition to another career or own my own company.

Quiet the censor in your mind and just let your imagination travel where it likes. After allowing yourself this quiet time every day, you may be surprised to see where your imagination takes you! Take advantage of planning ahead, and then, every three months or so, sit down to adjust your budget. You can still get to where you want to go, you are just allowing yourself to keep it real and update, as needed.

Will I ever quit worrying?

Finances will always be a part of your life—not something you can ever move past. Confront your financial fears and set aside an hour per week to update your records. If you use computer software, download your bank statement and expenses. Balance your checkbook. Keeping up with your money each week for a small amount of time helps you stay on track for your bigger goals. Having a plan to work from results in a more efficient use of time and less worry.

Make an effort to spend responsibly. Make a list of all bills you get each month, and check them off your list as you pay them. That way, if you didn’t receive a bill, you still realize it has to be paid. Spreadsheets are a great way to keep track of expenditures. Once a year, list your assets and debts to get a sense of your net worth. As a result,  you now have a true road map showing where you have been and how to move more efficiently toward your current financial destination!

 

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SMALL STEPS TO SUCCESS

3x3 Baby Steps to Success

Small Steps to Success: Large dreams are often extinguished by the sheer size of the goal along with a lot of self-doubts, but using small steps to success each day, will ensure you of getting closer to your dreams day by day.

Two simple tools for moving forward are:
1. Setting intentions with a strategic plan
2. Making small consistent actions each day that will move you to the goal

Sometimes big goals or life destinations can be a bit overwhelming. Know where you are right now! Determine where you want to be and breakdown that monstrous goal into smaller chunks. Breaking the bigger picture into small steps to success allows you to create small “wins” each week and will increase your confidence to tackle the next step in your journey.

There are so many possibilities for reaching your goal that sometimes people can’t even begin. When faced with this decision-making paralysis, many people quit before they start. Small, easy steps each day will have more impact than a few “big leaps.” So you want to save $20,000 for a down payment on a house.

Here are a few scenarios to achieve this:
Step1: Put all your pocket change in a jar to start your savings account. Once you have $100, you open an account at the bank.
Step 2: Set up an auto draft within your checking account to take $10 per paycheck or $5 per week from checking into your new savings account. You have now created a new positive habit without a colossal amount of pain.
Step 3: If you get a bonus check, deposit that into your savings. If you get a tax refund, deposit that into your savings. If you are still saving the change, start adding all the $1 bills left in your wallet into the jar each night – deposit when the jar is full.
Step 4: After six months, increase your auto draft to $15 per paycheck; you have gotten more comfortable with the fact that you are not punishing yourself by saving — you are reallocating your money in a new direction.

Small steps to success with a proactive plan will put you into a new home before you know it. Now plug in your big goal and develop your step-by-step plan today!

Bob

Ready to learn more proactive tips? Let me know what questions or comments you have:

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Setting Your Financial GPS

financial GPSSetting your financial GPS is a strategic plan for reaching a life goal or planning a future destination. First, you need to know where you are and where you want to go.

When people get in a car and activate their GPS, it is assumed the device knows where the car is and will arrive at the correct address. From experience, you cannot always rely on it to be accurate. The same concept of reaching a target in your life must include your starting point and what you want to achieve. To make good financial decisions, you need to break the autopilot mentality and start thinking for yourself. Being on autopilot when facing money decisions means you allow roadblocks and congested traffic existing in your head.

On an actual freeway, you can see hundreds of cars ahead of you on the road. The roadblocks you have set up in your mind tend to be less obvious. Nobody is setting out an orange cone with blinking lights telling you to merge your credit card debt.

Budgeting inertia and increased mental stress take place when you try to juggle payments on seven credit cards or transfer money from one bank account to another. Have you ever freed up expenses on one credit card so you can charge more on it while making a payment for another card? Do you wait for a paycheck to cover checks you just wrote? Time for a new roadmap!

A financial GPS can be a terrific tool for setting a destination from your start point to a future goal. Even when your financial advisor and your accountant set up external steps for you to follow, you are ultimately the driver of your “monetary” vehicle. I have several clients who, in the face of grave consequences, have driven right off a fiscal cliff – despite having been informed of its presence.

Collectively, many of us have become unconscious and drift through the “business” of our lives. As you become aware of what direction you want to go, you can work your way out of that dream state. Slow down and make conscious choices for the next three months. “I will not charge my credit card; I’ll just skip going out to dinner this week.” “Maybe I do not need three new outfits.” “I should balance my checkbook.” “Take a breath and focus.” (It is good to remind yourself to slow down.) Now you can actively manage your money rather than frantically reacting to fiscal surprises.

Makes life more enjoyable!
Bob

Follow @themoneynerve on Facebook, Instagram, Google+ and Twitter

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Become More Aware with Daily Journaling

Daily Journaling

Setting aside a few minutes for daily journaling each morning or at the end of the day creates a greater awareness of your actions, and what changes you would like to make. You may have noticed that you have an emotional response when dealing with your finances. As you define your “Money Nerve” and begin to see what makes you uncomfortable, quiet reflection each day provides you a powerful tool to become more proactive with your decisions.

This process of self-discovery is not easy. If it were, everyone would be debt free and have enough money in the bank to live comfortably. Facing your Money Nerve can be stressful and frightening. Let’s say at this point, you are fearful and not yet taking steps to make your life better. Are you willing to experience the fear and still push through it? Most people go toward change kicking and screaming. They may think there is less risk when they box themselves up and resist change. The environment around us is changing so quickly that adaptation is a necessity. Those who are willing to make changes by being honest and facing their emotions are the people who are moving toward success.

Taking an emotional inventory at the moment is the first step. This self-reflection helps you become aware of how you feel when you make financial decisions. If you are having difficulty figuring out how your Money Nerve affects your finances, use daily journaling to think back to moments during the day when you had to make a financial decision. Choosing to buy coffee for a friend or waiting to make a credit card payment may have triggered your Money Nerve. Ideally, you’ll start to note your emotions at the end of every day, as part of your mental mapping and reflection. Tips for starting a daily journal.

If it is hard for you to carve out time, try this strategy: When a client or friend is 15 minutes late or cancels their time with you, see that moment as “extra time” and use it to meditate or find a calm spot in your day. You can simply enjoy the quiet or jot down notes on how the day is going, and what you would like to see happen — by the end of the day. Are you making daily decisions based on fear or are you proactively forming decisions that can be accomplished with small conscious choices each day?

Be aware and make time to address the change you want to see in your life. Become responsible for your life, your finances, and your mental attitude. You are now making a choice to create change – now is a good time to purchase blank paper to reshape your life dreams with daily journaling! Want to learn more about easing your Money Nerve?  You can receive a monthly newsletter with helpful tips and motivational guidelines to find your financial freedom.

Time to sharpen your pencil!

Bob

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SPRING CLEANING YOUR FINANCES

Spring Clean 4x4 300 dpiWhat are you waiting for? It’s Time to Spring Clean your Finances! For most people, the idea of climbing Mount Everest is scary. The thought of walking along a narrow trail with a three-thousand-foot cliff at its edge may leave you frozen in your tracks. In a similar scenario, some people are terrified of facing their budgets, their level of spending and how they will live once they have retired.

Most people spend their lives confronting financial fear by ignoring it.

Join me for a quick and easy “Spring Cleaning your Finances challenge! For the next two weeks, I will be sharing easy tips for you to clean out what you don’t need and give you some tools to make the most of the income you have! Clear out the dust, drop that debt and take advantage of #TheMoneyNerve tips to “Spring Clean Your Finances!”

Please like and share the Money Nerve posts and feel free to share some of your favorite tips for saving money. Tag @themoneynerve and use the hashtags #SpringClean #TheMoneyNerve when sharing or posting. On Monday, May 2, one winner will be randomly selected from these social media posts to win a complimentary 30-minute financial session with me via Skype.

Financial fear can make you stop in your tracks. Not taking a look at your account balances, not making any decisions, ignoring your family, and not knowing when to take good advice are a few examples of how people start to freeze up. Now that tax time has ended, it is the perfect opportunity to review, refine and move forward financially. It is smart to re-organize your life: the house, the garage, the medicine cabinet, and your finances on an annual basis. Fine-tuning your goals will help to make the next year easier and more prosperous!

Let’s go!

Bob

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BUDGET FOR YOUR FUTURE

Start a Savings AcctAre you saving? If you are in the hole one hundred dollars this month, and you continue down that path, how long will it be before you get so far behind that you will not be able to turn it around? You need to create a savings habit. Some financial advisors suggest eliminating all debt before saving. I believe you should pay off debt and save simultaneously.

Start putting twenty-five dollars into a savings account. Today. NOW!

Set up an automatic debit with the bank so that, when your direct deposit hits on the 5th of each month into your checking account, an electronic transfer goes into your savings account on the 6th. Start this habit at the same time you learn to pay down your debts. You want to establish a method for both. Yes, you’ll pay a little more interest than if you put the extra twenty-five dollars toward the credit card debt, but you’ll start to see your savings account grow. My experience is that, as people begin to save a little, they feel a sense of accomplishment and can’t wait to start putting more away.

Remind yourself to “pay yourself” first. That is what saving is about – paying yourself for your future. People say they want to pay themselves first, and they usually don’t follow through. I ask my clients, “Why aren’t you saving?” I often hear, “I am waiting to get this big check, and then I’m going to kick-start my savings plan.” Or they say, “I want to pay off all my debt before I start saving.”

My experience with many clients (and my previous self) is that we often promise ourselves to save, and we rarely do. There isn’t usually a big windfall or a money tree that lets us wipe away all our debts and obligations. Assume there’s no big lottery win in your future and just start putting away small amounts.

Get into the new habit of saving. You should start with twenty-five dollars. Start experiencing the gratification of seeing your savings grow while paying down your credit cards and other debts. Incorporate the habit of saving while honoring your prior financial obligations. You are now becoming debt-free while building your wealth and that equation will provide more freedom for future plans.

Each evening, I empty my pockets and drop the change into a jar. I have three or four jars. When one fills up, I add a second one… and then a third. I may have about eighty bucks of change at the end of the year. If you like to save your change like I do, you don’t even have to keep filling those jars. Take the coins down to the bank and throw them into your savings account where it will earn a little interest. It may be little change at first, but lots of small change turns into dollars. Going from being in the red to managing a positive flow of income is a great feeling!

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2016 MONEYCHALLENGE

3x3 TMN Challenge copyTake the #2016MONEYCHALLENGE with The Money Nerve TODAY!

For the entire month of January, @themoneynerve will be offering a daily tip to challenge YOU to be smarter with your money. Like & follow the #MoneyNerve on Facebook, Twitter Google+ and Instagram.

Check out the daily #2016MONEYCHALLENGE tips. Invite your friends to participate!

It’s easy, fun and you might even create one or two new financial habits to make this year even better!

On Facebook, be sure “like” the daily challenge & tag @themoneynerve in your comment, ADD a photo of your own, or SHARE the post with your friends.
On Twitter, please RETWEET
On Instagram, please like, repost or reply with a photo that inspires you to build better money habits
On Google+ please like & add a comment or photo that demonstrates your 2016 money challenge

I am so excited to share my #2016MoneyChallenge – What a proactive way to jumpstart your new year, and begin your new path to financial success! Start new habits, add cash to your wallet & have a healthy relationship with money

Follow @themoneynerve on Facebook, Twitter, Instagram or Google+ each day in January! Weekly winners will receive a #MoneyNerve prize, including:
· Autographed copy of “The Money Nerve: Navigating the Emotions of Money book.
· Starbucks card
· Money Nerve wristbands
· Complimentary one-hour financial consultation with CPA Bob Wheeler (in person, via    phone or thru Skype)
· Rodney Gee Yoga CD
· A Money Nerve mug

Each Monday, @theMoneyNerve will announce all randomly select weekly winners on Instagram, Twitter, Google+ and Facebook.

For example:
1. Repost or share this image or tag a few friends to join you
2. Check the #2016MONEYCHALLENGE EVERYDAY
3. Use the hashtag #2016MONEYCHALLENGE and tag @themoneynerve in your posts!
4. Encourage others by liking and commenting on people’s posts

Check it out!

Thanks for participating – your wallet will love your positive cash flow!

Bob