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2018 It’s The New Year Again!

The Money Nerve
A New Year Again

It’s the new year again!

It’s a new year again! And, that’s a good thing. You have the opportunity to make a fresh start and make adjustments to create a better life.

January Resolutions

This January, the media will be overflowing with a barrage of top ten lists, resolutions and blogs to show you how to be wealthier, healthier and “be perfect” … and it’s only $19.99, (with a set of knives!) Resist the temptation to overthink your goals.

You can’t do everything – all at the same time. You may not check off all the boxes this year, but you can make a difference!

Decide What is Most Important to You

Whoa! Slow down and decide what is most important to you. Not what the TV pundits, the radio talk-show hosts or the Internet marketing pros tell you, but what YOU genuinely want to see in your life. Make it the best new year ever! You alone can take steps to change. New actions that will bring about new and fresh results. Once you determine personal goals, don’t be swayed by others. Don’t compare yourself or get dragged down because it appears that everyone is doing better than you. President Theodore Roosevelt stated, “Comparison is the thief of joy.”

Choose Your Reality

Commit to choose your reality with thoughtful intentions and proactive activities. Begin by creating a space of goodwill and generosity toward yourself. No blame – Just realize that shifting some of your priorities will take a different energy. Wouldn’t it be nice to have a positive cash flow? Start looking for the destination you’d like to reach via your mental map.

It’s a New Year, Know Where You Are

The first step before beginning a journey is to know where you are. Take a notebook and jot down your schedule for the day or the whole week. Find time to set aside 15-30 minutes each day for personal time. Use this time to think, plan, and dream of where you want to be in 1 year, five years and even a decade from now. Once you know where you want to be as well as where you are beginning from, you can explore and build an action plan to get you there.

Support Your Intentions with Action

With an action plan, you can set intentions to hit your goal. As we all know, life has many bumps in the road, and things beyond our control can often cause detours or bring us to a complete stop. By having a plan for the new year, you can reroute and make changes to continue toward what’s meaningful with your life. Therefore your life doesn’t fall apart, and you create flexibility to expand your options. You are on the road to Proactive Abundance! Congrats.

If you would like for me to come speak and inspire others at your club, church or community outreach center, click HERE

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Choose Your Direction

3x3 You Hold the Power

It is easy to fall into a rut and live your life with the same thoughts repeatedly circling in your brain, mindlessly traveling through life without thinking about what you are saying. Maybe it is time to explore whether your words and actions regarding your finances still ring true.

Are you comfortable with the old story you tell – or is it time to intentionally listen, analyze and make changes in your vocabulary?

You may say, “I’m broke; I never seem to get ahead.”

Maybe you can investigate a new way of thinking and begin to say, “I’m broke; I wonder why I always feel that way.”

Without blaming yourself, you can possibly change the intent by stating what is really happening with your decisions. One option is a statement like this: “I’m broke because I chose not to save any money this week.”

This gives you the opportunity to be curious, note your actions and think about what other choices you’d prefer to make. Hmm….”I am curious to see how and where I am spending my money. I’d like to find ways to shift some of my dollars this week toward my dreams.”

So instead of repeating, “I’m broke”…

How about: “I am going to make positive choices with my money. I want to consciously decide where I want my income to go, instead of drifting with old habits and being unhappy at the end of the month.”

Take back your power to choose. Envision what you want to spend your money on and state how you might make some changes.

For example, if you like having nice clothes and the trendiest shoes, but have no money in the bank and are ready to make a change – you can begin to choose a new way of talking to yourself.

Try this on for size: “I want nice clothes and I want money in the bank. I will choose to wait and buy the shoes when they go on sale and will put the difference in price in the bank.” Or maybe you decide, “I like nice clothes and I have trouble telling myself no, so I will put $25 in the bank each week before I go to the mall!”

Now you are choosing to say “yes!”

Yes to change.

Yes to new possibilities

Yes to conscious choices! That’s a great way to be “stepping-out!”

May you bring conscious change to your life this week-

Bob