Have you ever thought you needed a body double so you could get everything done? Maybe your thoughts and actions are too scattered. Starting a journal may help. Journaling builds insight and mindfulness. This simple tool is highly productive, only requiring paper and a pen. You will deepen your connection with what is most important to you when writing your thoughts on paper. You may find it easier to think about strategies, visualize a solution and create new pathways for creative thinking.
Sometimes the process of slowing down to reflect and review your thoughts results in a deeper capacity for innovation and more forward thinking. A person’s mind can have up to 60,000 thoughts during the day. Mobile devices push us to make even more teeny-tiny decisions each hour. When writing, most people can only process about one hundred words per minute, so any thoughts recorded on paper have a higher percentage of “sticking” or being remembered.
Journaling can be free form; it can be doodles that mean something to you or your thoughts can be directed toward a particular problem or challenge. Some people carry a journal with them at all times and jot down inspiring ideas as they pop up during the day. Others may end the day with 10 minutes of quiet, introspective thoughts. There is no wrong or right way; each person is unique. The primary challenge for many individuals is to be consistent. Giving yourself permission to take 5-30 minutes to sit quietly and put your thoughts in order sounds like a huge chunk of time for many, but when compared to the 24 hours given to us each day, it isn’t that much time at all!
Journaling builds insight into why you act the way you do and can aid you in changing your perspective on people around you, your job and your life goals. Journaling builds mindfulness as you delve into the emotional side of your life and then look at your problems more objectively to make proactive, intentional actions that will make your life better.
Go ahead; purchase a small spiral notebook or a fancy leather bound book. Both will work just fine. Put that pen or pencil to paper & give yourself a chance. Let journaling build your insight and mindfulness!
Setting aside a few minutes for daily journaling each morning or at the end of the day creates a greater awareness of your actions, and what changes you would like to make. You may have noticed that you have an emotional response when dealing with your finances. As you define your “Money Nerve” and begin to see what makes you uncomfortable, quiet reflection each day provides you a powerful tool to become more proactive with your decisions.
This process of self-discovery is not easy. If it were, everyone would be debt free and have enough money in the bank to live comfortably. Facing your Money Nerve can be stressful and frightening. Let’s say at this point, you are fearful and not yet taking steps to make your life better. Are you willing to experience the fear and still push through it? Most people go toward change kicking and screaming. They may think there is less risk when they box themselves up and resist change. The environment around us is changing so quickly that adaptation is a necessity. Those who are willing to make changes by being honest and facing their emotions are the people who are moving toward success.
Taking an emotional inventory at the moment is the first step. This self-reflection helps you become aware of how you feel when you make financial decisions. If you are having difficulty figuring out how your Money Nerve affects your finances, use daily journaling to think back to moments during the day when you had to make a financial decision. Choosing to buy coffee for a friend or waiting to make a credit card payment may have triggered your Money Nerve. Ideally, you’ll start to note your emotions at the end of every day, as part of your mental mapping and reflection. Tips for starting a daily journal.
If it is hard for you to carve out time, try this strategy: When a client or friend is 15 minutes late or cancels their time with you, see that moment as “extra time” and use it to meditate or find a calm spot in your day. You can simply enjoy the quiet or jot down notes on how the day is going, and what you would like to see happen — by the end of the day. Are you making daily decisions based on fear or are you proactively forming decisions that can be accomplished with small conscious choices each day?
Be aware and make time to address the change you want to see in your life. Become responsible for your life, your finances, and your mental attitude. You are now making a choice to create change – now is a good time to purchase blank paper to reshape your life dreams with daily journaling! Want to learn more about easing your Money Nerve? You can receive a monthly newsletter with helpful tips and motivational guidelines to find your financial freedom.
Time to sharpen your pencil!
Re-evaluating what is most important can be life changing. Studies have proven that effective goal setting can bring about significant change in a person’s thought actions and lifestyle.
Sometimes people procrastinate because the task seems to big to handle. Some folks concentrate on tiny meaningless decisions that don’t make an impact on critical choices. Some people think there just isn’t enough time, but in creating a slight mental shift, time and desire can redirect your time, efforts and concentration to become more productive in your choices.
One of the benefits you may have as you make progress in one or two areas — you may find that your renewed focus and energy manifest positive changes in other aspects of your life as well. Setting goals is an excellent way to discover your true internal beliefs and take actions that are true to the “real” you. You can learn to create balance and success in both your personal and professional live.
While it may feel overwhelming, stating intentions and setting goals can be broken down into a few easy steps.
- Step 1: Write down all of your goals for the next 2-5 years. Rank them by what you desire most and then make a side note determining if the goals are easy or difficult. Breaking the bigger, more challenging goals into smaller “chapters” gives you the ability to work out a solution over time.
- Step 2: Realize you can’t make massive changes in every area of your life at the same time. Pick three main goals to begin with and stay focused on those first.
- Step 3: Write down your goals and start a journal to review your thoughts, write yourself notes or log inspirational quotes or ideas to keep you going. You may find the goal evolves with time, producing better results.
- Step 4: Reward yourself for success. Many “pint-sized” steps can culminate in achieving substantial results. Take time to recognize small victories and “treat” yourself with a little reward.
Life is a series of snapshots and moments that create the wholeness and beauty of our lives – rejoice in it!
Another year is upon us! Time to review the past year and to celebrate a new beginning.
Look back over the past year, take a moment to reflect on the moments that meant the most to you and to sift through the hard times to determine how to navigate 2016 more efficiently.
Open your heart and mind to this new year. There are so many opportunities and new experiences ahead even though the future is unknown. This nebulous new year will soon become a new chapter in the fabric of life. While it feels uncertain, resetting your personal and financial GPS brings you a plethora of positive possibilities. Remember, even your best friends were once strangers.
Today is a good time to purchase a journal for planting new ideas, setting a few goals and documenting the journey this next year. While anticipation for the “new year” is exciting, it is easy to think a change will come overnight, and even easier to get disillusioned when goals seem elusive, and more time is needed to achieve goals you desire. Be honest with yourself when setting new goals. And be compassionate with yourself as revisions are made over time.
Embrace yourself! Open your eyes to fresh opportunities. Write down your dreams and add a deadline. Create your blueprint for 2016 and then follow up each and every day with small steps toward your most important goals. Build a life of proactive abundance, using conscious choices that result in a wealth of life, love and having “more than enough!”
Here’s to a bountiful and intentional life in 2016!
As you identify where your “Money Nerve” is being pinched and start finding new avenues for change, one of the best ways to track your progress is to start a journal. A journal gives you a good sense of where you are and it will assist you to focus on goals for the future.
Sometimes a journey or a goal can comprise six, eight, or ten steps – and they are not always visible at first. We tend to make judgments based on a snapshot of our life. We may not take into consideration our past history or the full potential for our future.
Stop thinking that you are only as much as can be seen in a snapshot. You are not limited to the current state of your life. Think about your ambition, dreams, luck, or love. You are so much more than your current situation. You’re ready to change when you realize that you’re not comfortable with your current reality.
Allow yourself to dream boldly! As you begin taking action based on your journal notes, you may find it’s easier to reach big dreams with smaller, more manageable steps. Reward yourself for each small success; you’ll find it’s easier to stay energized and focused on your long-term goals.
By investing a few moments of your time in the physical act of thinking and doing, you give yourself a powerful tool to initiate change. You may have jotted down a few dreams last week. Now let’s take a few moments to ask some questions.
These questions and your answers will jumpstart your action plan.
1. What do you secretly feel about money? About rich people? Can you envision yourself with wealth?
2. Write down three things (particular words or statements) you have said about money, your budget or some of your purchases in the last week.
3. Do you still hold the same beliefs about money that you did as a child? Are these your beliefs or your parents’ beliefs?
4. Do these beliefs about money still hold true for you?
5. How would you describe to your 20-year-old self what “the truth about money” is today?
Create a journal to start recording your thoughts, obstacles you hit and what successes (large or small) you achieve each week. You can purchase a spiral notebook or a leather-bound journal – it doesn’t matter. Choose whatever motivates you to chronicle your thoughts and help you define your goals.
Your journal becomes your roadmap for an abundant life!
Have a great week – Bob