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IT’s YOUR MONEY

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It’s Your Money!

This is a long-term relationship that goes on for the rest of your life.
Honor it.
Respect it.
Take it seriously.

Your money relationship never ends, it only changes form. This is one
relationship you can’t get out of. It’s your unique relationship, so how
you choose to respond to finances depends on you.
Will you actively participate or shut down?
Will you plan ahead?
Will you make mistakes? And when you do, how will you get back on track?

You control this financial relationship. It’s Your Money
Own that. Take responsibility. This is your life.
Keep your financial reality in your consciousness.
Talk about money issues with others to help bring them to consciousness, to help them heal.
Set goals and make budgets.
Teach financial responsibility to children for future generations.

Forgive yourself for your wants, needs, mistakes, ambition, shame, and
guilt. It’s only money!

Heal your Money Nerve.
Embrace your financial relationship—
for what it was …
what it is …
and what it will be.

You deserve a healthy relationship with money, after all, it’s your money.
You have earned it—literally.
Are you ready to receive and manage abundance?
It’s your choice!

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IS “MORE” ALWAYS BETTER?

Sweep Out ClutterIs “more” always better?
When does enough become too much?

We all want MORE! Are you working just to get by or do your work/life goals complement each other? The epitome of the American Dream is that people work hard, become more successful, earn thousands of dollars, and die with a plethora of material possessions that showcase their wealth.

But here’s a thought – Can your possessions consume you?

Do you look forward to going to work each day? Or do you dread your work environment? Maybe you would rather be doing something else. What is it and why not take steps to get there?

Making a proactive decision to get more out of life can include using what we have, being intentional when making new purchases, recycling our extras, and knowing that each material “thing” in our life has a purpose.

Look around and notice all the things you have around you. Do you need three identical vases? When was the last time you used any of that “important stuff” you have in your storage unit? Would you be significantly happier with more?

Having more material things brings additional responsibilities, cleaning, maintenance, insurance costs and clutter to daily living. Did you know that the average American home has 300,000 items in it? In fact, the Self Storage Association reports that Americans spend $24 billion each year to store their stuff in 2.3 billion square feet of these units.

Do you need ten credit cards? Maybe two would work, one card you pay off each month and another card with a low-interest rate, for when you need to carry a balance.

Does your stomach get in knots when the credit card bill lands on your kitchen counter? Using cash or paring down on your credit purchases could ease your money nerve.

Streamlining your life doesn’t mean scarcity. It is a lifestyle choice to de-clutter your life. Placing the emphasis on more meaningful work, family, flexibility of time, experiences and building relationships instead of material possessions can enhance the quality of each day. Make time in your life for people, not things and reap the benefits!

Keep a daily log of what you do each day. If television or electronic devices eat up a significant portion of your time, you may choose to reallocate TV time to go for a walk or spend time with your family.

Can less be more? Indeed, it can. Choose what is most vital to creating the life you desire. Write out your goals and a budget; a plan that tells your money where to go instead of you just wondering where it went. By examining what is essential, and using intentional goals, you can simplify your finances and your life.

Get more out of life!

Bob

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AN ATITTUDE of GRATEFULNESS

3x3 template copyGratefulness – also defined as being thankful, appreciative or gratitude – can be a powerful tool for living a meaningful life.

Psychology Today states, “Gratitude is an emotion expressing appreciation for what one has – as opposed to, for example, a consumer-driven emphasis on what one wants. Gratitude is getting a great deal of attention as a facet of positive psychology: Studies show that we can deliberately cultivate gratitude, and can increase our well-being and happiness by doing so. In addition, gratefulness – and especially expression of it to others – is associated with increased energy, optimism, and empathy.

Take a moment each day to express gratitude for the goodness in your life. Some people like to begin their day with a meditation or short mantra expressing thanks. This is a positive action to begin each day and set the tone for the rest of the day. It helps you look for the best resolution as the day unfolds.

Others prefer to document the activities and the goodness of the day as a nightly ritual. Being thankful for all the moments and people in our daily life can change our intentions. One can learn to flip frustrations or challenges to create new opportunities for choosing what is important to us over time.

As the holiday season approaches, many celebrate thankfulness and a bountiful life, but as the good china is put up, keeping an attitude of gratitude throughout the year can relieve stress and generate a more optimistic view. A mindset of cultivating kindness can often have positive repercussions that we can’t even imagine. Much like a small pebble thrown into a pond, the ripples of thankfulness and kindness can have a huge impact on many people, some of whom you may never meet!

By focusing on the good, you retrain your brain to look for abundance, rather than dwelling on the lack of “things.” Scientific studies are demonstrating that fear and negativity increase cortisol, the “fight or flight” hormones and narrow your perspective because you perceive danger in your life. Developing a positive mindset increases the mood neurotransmitters (serotonin and norepinephrine), in your body. It also encourages people to “broaden and build” life skills, actively seek new opportunities, and utilize small successes to achieve a more abundant and meaningful life.

In gratitude ~ Bob