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Visualize Change

The Money Nerve

VISUALIZE CHANGE

Are you where you want to be financially? Visualize change! If you’re not open to change, then you want to stay exactly where you are. Truth is the truth. To change your path, visualize  change to seek motivation to begin the journey. As you update your mental map, you will start to see a difference in your actions. In fact, you will be better equipped to recognize the path you are on and begin to understand and enjoy it.

FIRST STEPS

The Money Nerve concept is a stepping-stone to understanding different aspects of your life. It is really about reprogramming your brain. The data you are using might have come to you when you were seven years old. You are not seven years old anymore; it is time to reassess the information you absorbed when you were young. Know that your mind is a powerful tool to initiate life changes. Mental fortitude will create new pathways for successful actions.

EARLY INFLUENCES

We have all unconsciously downloaded misinformation into our brains. We now have to consciously begin identifying our early money programming memories and work to change those beliefs. You may remember phrases or attitudes your Mom or Dad had about money. As a result, you may need to investigate whether that old information still works for you. Maybe you have already started the process of self-discovery. I am here to tell you that while the past may have influenced you, you are not doomed to repeat the same learned (and often useless) emotional reactions for the rest of your life. The more I’ve learned about myself, the more I’ve understood the impact that even the most seemingly insignificant events have had on my life. As a result, I’ve been able to push away old habits or thoughts and formulate new pathways to find financial freedom.

EXPLORING NEW OPTIONS

You will have many opportunities to visualize change in your future. You can reframe your own financial life. I believe that one of the most important ways to bring about change is through visualization. This technique involves envisioning your future as you want it to be (rather than as your current reality). You may see yourself with an abundance of money or paid up on all your credit card debt or driving a new car. If you can’t visualize how your future could be, it is difficult to believe you can take the necessary steps to get there!

Let go of negative judgments of yourself. Mentally picture the person you would like to be without worrying about how you might stop yourself from getting there. The point is not to fix yourself; the result is to embrace yourself.

STOP COMPARING

You may look at some people and think they live a charmed life. Those same people may, in turn, look at you and think you are the one who has it together. I work with some clients whom others consider to be extremely fortunate, and the truth is everyone had different challenges. Here’s the bottom line: they are not any different than you. In fact, you may be in a better place financially than they are. It doesn’t pay to compare. You are in charge of your life, you can visualize change, and you have the power to make a successful lifestyle change.

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Easy Hacks For A New Financial Habit

The Money Nerve

Easy Hacks For A New Financial Habit

Today is the best day for starting a new habit. Try these easy hacks for a new financial habit. You may have decided that it is time to do “things” differently, but the thought of making lots of significant changes at the same time can be overwhelming. Let’s break it down to make it easier to stick with a new mindset.

Keep It Simple

Let’s say you have decided to start an emergency fund and your long-term goal is to save three months of salary. When thinking about such a big hairy goal, it would be so easy to admit defeat before you ever started. So, take $50 and open that savings account. Tell all your friends that you are working on saving more money. When you talk about your goals, you plant the idea more firmly in your head.

Now automate a small amount of money, how about $25, to be directed into this new account with every paycheck. You will be surprised at how quickly your account will grow, and how little you miss that small amount you may have been spending on “junk.”

Starting with small steps makes a change of financial habits easier.
One glass of water a day. One extra vegetable. Three pushups. One sentence of writing a day. Two minutes of meditation. Voila! You now have a habit that lasts.

Keep Your Focus Positive

We all know a friend or colleague that seems to be “practically perfect!” They work out every day, eat healthy, volunteer at the local shelter and blog about their good deeds. It’s easy to compare yourself to others and begin to tear apart all the good work YOU are doing.

Keep your positive attitude; you are making one small step toward a more positive outcome.
Only you can make a personal change. When seeds of doubt begin to grow, you need to squash those negative voices that pop into your head; demanding you to quit, taunting you with past failures or demoralizing you with doubt and fear. Shove those thoughts into a box and mentally throw the box out! Embrace your new habit and nurture your small wins.

Keep It Real

Every week or two, hold yourself accountable and move forward a few steps. If you didn’t do as well as you wanted, jot that down and try again with a slightly different approach. Did you spend your “emergency fund” money on a movie and popcorn? Next week, add fifty percent more, you will still be ahead.

Did a great job of saving each paycheck for the past month? Tell yourself what an awesome job you are doing. Acknowledge your good work, reward yourself, and enjoy the success. Share your success with others, it may motivate them to start a new habit too. It often takes less time to create one simple habit than it does to make excuses for your inability to change.

For insight and motivational tips to create a healthy relationship with your money, AND for easy hacks to develop a new financial habit – sign up for the monthly Money Nerve newsletter.

You can do anything for one month!