Stop Making Unconscious Choices
Do you ever try to juggle payments on numerous credit cards to stay afloat? Is it an unconscious choice to constantly transfer money back and forth to pay bills?
If you have too many things going on financially, make time to stop. Take a deep breath. Your unconscious choices are wreaking havoc with your financial journey. Become more aware of your actions and begin to focus on streamlining your life. You cannot keep all this mumbo-jumbo going on and ever expect to reach your dream destination!
Slow Down to Make Conscious Choices
Unconscious choices create an “auto-pilot mentality.” This happens when people fall back on old habits, and make choices without thinking.Determine where you are today, and where you want to go tomorrow. As a result, you can make better decisions moving forward. Set up a proactive plan and use conscious choices to reach fiscal goals.
One unusual tool to get out of this cycle is to freeze your credit cards. Once you have a place to live, enough money for food and access to transportation, most other “things” are “wants.” If most purchases are for entertainment, fine dining, clothes and extra things you could live without. Stop! Freeze Your Credit Cards!