You are exactly where you want to be in your life. You may say, “No that’s not right, I wanted to be successful and rich.” Based on your actions, here you are. Well – guess what, you are not alone!
We all have goals and dreams for our life. A large percentage of people feel they somehow “missed the boat” or that “other people’s negative opinions” caused them to be less successful. If you are ashamed of how you spend your money, the good news is that you have the power to change that.
If you are not happy with your life, it may be time to re-evaluate and make some conscious changes. Mindful changes. Being mindful is not some abstract expression that means you chant and sing to empty your mind and then magically life is good. Being mindful is a strong focus on the now – noticing small details, determining why you are acting the way you are and using that information to refine your actions for better results.
Setting a financial intention is a wonderful tool for determining how and when you spend or save money. Being mindful will build your financial muscle as you decide whether the fashionable sunglasses you want right now or the additional education you need to move ahead will create value for you long-term. Pop-up ads and television shows lure us with the promise that more is better. If we allow our emotions to make mindless decisions, then we miss out on the most important items we crave to have in our life.
One aspect of living in a cashless society is that the tangible feeling of money has been lost. It is easy to run a plastic debit or credit card through a machine for instant gratification. There is no real sense of parting with your money because you never felt its weight in your wallet. You did not handle it and give it way. In today’s world you feel financial pain when your credit card is declined or the bank takes all of your cash to cover your bounced checks.
Make a “top ten” list of what is most important for your life. Make a conscious decision to change the way you handle money. This area of focus will help you learn to be aware of the emotional triggers that control impulsive decisions. Once you know why you continue to make the same choices, you can choose a different response. Make a plan and keep your long-term goals in front of you to create a healthy relationship with money.
As you make intentional financial trade-offs, you will learn that choices regarding your money don’t have to be painful. By thoughtfully choosing to invest in yourself, you can jump off the merry-go-round of money madness as your new budget creates financial freedom!
I will leave you with this thought, “It is better to light a candle than to curse the darkness.”
Have a proactive week! Bob