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Episode 223

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Episode Description

Is your mindset about money passed down from generation to generation? Do you think your current money mindset was influenced by your ancestors? Researchers have recently found that a parent or guardian’s financial attitude can be inherited by their children, putting them at risk for life-long insecurity. So what can you do to break the cycle and give your children the best chance for a successful future?

In this episode CEO, Investor and Money Coach, Lari Finance and I talk about building generational wealth. We discuss the importance of creating curiosity around your own money story. Learning about the financial beliefs that you may have inherited from family or past generations, helps you decide if they serve you or not in the present. And if you decide they no longer serve you, you can flip the script and make new financial choices that DO serve you, your values and those of future generations to come.

 

 Download Lari’s Free Blueprint

Take one step closer to Unshakeable Wealth with Lari’s free blueprint, Untapped Secret Roadmap to Mastering Money.

 

 About Lari

After arriving in the USA with $20, a bag of clothes, no knowledge of English, and no acquaintances, She turned that $20 into a 6-figure Empire in her 20s and invested in multi-million dollar assets in her 30s.

Lari is a financial ninja with a Bachelor’s in Finance and a Masters of Business Administration (MBA) from one of the top 20 business schools in the world.

After leaving the corporate world of finance, she founded her business Unshakable Wealth, where Lari turned her attention to help, inspire & empower 1 million people to take control of their money and start building wealth to not only achieve financial freedom but also massively impact the world. 

Links Mentioned on This Episode

Episode Transcription

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[00:00:00] Bob Wheeler: Is your mindset about money passed down from generation to generation? Do you think your current money mindset was influenced by your ancestors? Researchers have recently found that a parent or guardian’s financial attitude can be inherited by their children, putting them at risk for lifelong insecurity.

So what can you do to break the cycle and give your children the best chance for a successful future? In this episode, Laurie and I talk about building generational. We discuss the importance of curiosity about your own money story. Learning about your financial beliefs that you may have inherited helps you decide if they serve you or not.

And if you decide they no longer serve you, you can make new financial choices that do serve you your values and those of future generations to come. To discover Lari’s untapped secret roadmap to mastering money, visit www.unshakeablewealth.com/free. I’m [00:01:00] Bob Wheeler and this is money you should ask.

Where we explore why we do what we do when it comes to money.

Lari is a financial ninja with a Bachelor’s in Finance and a Master’s of Business Administration from one of the top 20 business schools in the world. After leaving the corporate world of finance, she founded her business, unshakable Wealth, where Lari turned her attention to help others inspire and empower 1 million people to take control of their money and start building wealth to not only achieve financial freedom, but also massively impact the.

After arriving in the U S A with $20, a bag of clothes, no knowledge of English and no acquaintances, she turned that [00:02:00] $20 into a six figure empire in her twenties and invested in multi-million dollar assets in her thirties. Lottie, it’s so great to have you on the show. Thank you.

[00:02:09] Lari Finance: Very happy to be here.

[00:02:11] Bob Wheeler: So, you know, a lot of people feel that wealth is something you’re born into or you get really lucky maybe by winning the lottery, something like that.

As a wealth coach, How do you coach people into wealth? It’s a

[00:02:23] Lari Finance: very interesting question. You know, and there is definitely a misconception that people are born into wealth and they come from trust bonds and a lot of passed down. But if you look at the statistics, majority of people are self made millionaires, self-made people.

And why? Because they come from those backgrounds of adversity, challenging backgrounds, and that’s what shapes. Right. We think that the difficult childhood, it’s a roadblock. It’s, it’s a stopping point [00:03:00] to go to that wealth that we desire and dream about. Yet, if we just take a few steps back and utilize that as our superpower, the super strength, then that’s, Propels and inspire us and motivates us to get where we need to get in terms of becoming wealthy.

And that’s why those people that are self millionaires, they look at their past and take that as their treasure to where they’re going. So know those that do not come from wealthy background actually have more advantage and more strength and more motivation if looked at it right, to get where they need to.

[00:03:43] Bob Wheeler: Yes, as you were talking, I was thinking, so if I’m born in the USA and things are pretty good, I’m sort of at a disadvantage because I haven’t had to face adversity. I might not have the motivation to do something different because I’m sort of comfortable. [00:04:00]

[00:04:00] Lari Finance: Yeah, and you know, I wouldn’t say so much about us because as human beings we sometimes fall into, not sometimes, a lot of times into the mindset, right.

Either there’s not enough or my situation is a little bit more different, which it is. Every situation is unique, but what makes you you is who you are no matter where you come from. And working through that mindset of, Hey, you know what, it doesn’t matter what the other people have. It doesn’t matter if I’m from the US or if I’m not from the us.

What matters is that I am unique and what makes me me is who I am and the steps that I took in this life of the experiences that I have. So being in us, it gives you so much opportunity to learn things that you wouldn’t learn outside of the us. And if again, we turn. And turn the tables around and look at it in a different light.

Then we [00:05:00] take those things like for example, so in the US we have a lot of folks that live paycheck to paycheck, right? But that paycheck to paycheck situation. It makes you a different person because now you’re learning those difficulties. Now you’re learning the wisdom then comes from there. Of course, if you have the mindset or if you are working towards mindset of acknowledging those things, building awareness, and therefore you’re on your way to the step one of success Baby steps.

Right? Leap jumps right away because when a baby is born, it doesn’t go and do a race or runs a marathon. It has to learn how to crawl. It has to learn how to take the first step and fall on its butt. And then little by little it starts to walk and then runs.

[00:05:49] Bob Wheeler: Yeah, absolutely. Absolutely. So once people change that mindset, how does financial freedom change lives?

How does that make a difference?

[00:05:58] Lari Finance: This is such a [00:06:00] important thing that you’re touching on Brock. A lot of times we see things right in front of us, and it’s challenging to see the biggest impact that we can make by becoming financially free. Financial freedom, and first and foremost gives us peace in the ability to free our mind from worrying about the survival mode into, okay, my basic needs are met.

So I have food, shelter, and the things that I desire. By the way, the things that are desired in terms of financial. It’s not something that should make you feel bad or something that you’re out of this, you know, out of shape, so to speak. Those things were put in you hard by God, and that’s your. Own desires that you should fulfill.

You need to because that’s gonna make you a better person. So once you’ve done that, then the next step is your mind has the energy now, the ability and the capacity to focus on how can I make a bigger [00:07:00] impact on life? How can I help those that are in need that don’t have sometimes the ability to even take the first step.

Right? And there’s different missions and you have to look at what’s close to your. I have a friend, she’s very passionate about pets, so she guides her financial stability and her financial wh what she has in terms of finances and in terms of energy and desires into the pet mission. Others have, like me, orphanages, I was 16 when my mom left me with a four year old.

Not mine. He was my brother. It’s her child. But because of the adversity that I come from, I had to raise him by myself on a hundred dollars budget, which 50 of that would go to his medication. So I and him were basically orphans. So my heart goes to orphanages and that’s where I can cope. But aside from that, it doesn’t even have to be ministry, so to speak.[00:08:00]

It just can’t. And it should be spreading the word of financial literacy. The better financially we’re doing together, the more impact we can have, the better quality of life we can have. And there doesn’t need to, like you don’t need no one a hero by being poor. No one gets a awarded by staying broke like you are meant to thrive.

You are meant to enjoy life. It’s just only one life that we all. So we gotta take advantage of it.

[00:08:31] Bob Wheeler: Yeah, absolutely. And I was thinking, you’re talking about mindset and you’re talking about financial freedom. And I was watching a video that you did, you’re talking, it was with yourself, but two different people.

But the conversation was, I have more money than you do. I’m wealthier than you, and I know this because I have a nicer car and I have fancier clothes. Right. And the other person is able to say, well, you may make more money. But I have more money. And I think there’s a [00:09:00] misconception that to be wealthy or to be rich means to have millions of dollars of liquid cash to be able to spend on a daily basis.

And that’s not what financial freedom is. It’d be great, but for most of it, it’s being able to make choice. It’s being able to prioritize, and it’s not about, oh, I can spend a million dollars a day, so I am. You’re spot

[00:09:24] Lari Finance: on, Bob. Yes. And I’m gonna make it this very concise, rich equals money well equals tie.

So as a rich person, you can accumulate the funds, but it what you do with them and how you manage it and steward it, it’s gonna make an impact on your life and an impact on peoples that you are touching their lives. That’s N number one. Number two. It’s not about how much you make, it’s about how much of that you keep and how you steward it.

We know and seen [00:10:00] so many lottery stories where people win the lottery and they just spend it all and then wake up in the same place where they were before they won the lottery. As a matter of fact, not only that, I as an entrepreneur, I go into the circles of entrepreneurs and I talk to the the folks, and there’s many of them that I see making a lot.

They’re making a lot, they’re keeping very little because they fall. Not all, but I see a percentage of them that they fall into the lifestyle creep, where the fans go on things that are just money drainages and not in the places. They, the money grows such as investing and where you can make that impact rather than spending it on goods.

Now, don’t get me wrong, I am all about don’t deprive yourself because being on money, starvation, diet doesn’t work. Enjoy life, but at the same [00:11:00] time, be very wise because wealth is gonna give you the time to do what you love to live life on your. Money is just not stewarded, right? It’s not gonna be something that will serve you well

[00:11:13] Bob Wheeler: and it’s not necessarily sustainable.

Mm-hmm. , if you don’t steward it. Now you have an interesting story. You came to the US $20 and then you didn’t speak English, but you were able to build a six figure empire and started investing in multimillion dollar. Can you walk us through that story? I mean, you got 20 bucks. How do you land in the us?

I mean, did you fly over? Did you, like, how did you get here? And then how did it unfold?

[00:11:45] Lari Finance: Yeah, so I’m gonna take a few steps back to give you the context. I indeed come from very. Difficult background in terms of financials and just mindset. It’s generation after generation of very poor [00:12:00] limiting minds and belief.

And as I mentioned earlier, I was left at 16 in my country with a brother to raise for five years on our own and. I wanted something better. I wanted a better future. So once my brother was fine and all was good in terms of paperwork for him to go with my mom to the country that she was in, I wanted to come to the us.

Now, for me, coming from Eastern Europe, Ass means Mars . That’s how when I, when I was growing up, it, it was a far played and a world that it was impossible to get to. And it was funny because when I was watching the American main movies, I would see like the highways. The spaghetti highways. And I was thinking that that’s just in the movies.

I would see the bus taking the kids or like the very beautifully manicured lawns. And even my mom and my grandma said, oh no, this is just in the movies. That’s not reality. There’s no [00:13:00] place like this in the world. So I borrowed the money to buy the flights and get to United States, and I get. And loved it.

Loved it. Everything was amazing. I worked through the summer when I came and being in Texas, I ran into, so I worked and gave all the money back. I was left with a certain amount of money and hurricane I came, which was in, in Texas, and I had to evacuate. So all the money got spent on sheltering and all of that.

For, for the hurricane I, so I was literally left with $20 at the airport and a bag of clothes and no English, because I worked in the position that I learned throughout the summer, some English, but like literally high was like my English at the time. So with that, I wanted to, I really wanted a different future.

I want a different generational story [00:14:00] for me, for my kids than where I came from. So I’m like, What’s the next step? The next step is to work through the documents, to change it to a student to get into the right paperwork. So I started doing that. And it was a lot of like, I don’t even remember how many times I moved and , like it was, it was a, a fun thing to do, but I needless to slay, I had slept on the floor.

I had one sheet that I brought from home. Literally it was no pillow, just the sheet and just the desire to build a better future. So I got a degree in finance. Then I joined the biggest oil and gas or energy company in the world publicly. And worked for almost a decade getting experience there in finance and accounting, and then decided to get my MBA from University of Texas, Combs Business School of Business, which is number 20 in the world for a masters.[00:15:00]

Very, very happy with this, and I was having a great life, but I felt a bit selfish for not. I know where I came from. I know where people are when they’re in the same situation. My voice is getting good. I’m like, don’t cry right now, . So I know how it feels. I’ve been in those shoes for many, many years. And just to give you a little bit more insight, whenever I was living with my brother, We can’t afford to pay any bills, like we owe money to everybody and they will come, the authorities will come and knock at the door to demand payments to cut yet another pipe or yet another bill.

I mean, it was winters with no heat and it was harsh winters, very harsh winters. I mean, negative five 10 fide. So we were hiding behind the door pretending that no one is home . So they wouldn’t, they still cut the, [00:16:00] the pipes and the electricity cuz it was outside. That didn’t stop them, but demanding payment and it was, I mean, it’s just, like I said, it makes the, these things are what makes me who I am today and the things that I can bring back.

So going back to I felt like I needed to give back. I felt that like if I stay here, I only think about myself is the comfortable life. I’m making a good income, but I wanted to impact the world. I wanted to help those that need. . So that’s why I became a wealth coach. That’s why I’m such a big proponent of financial literacy and all of us together building a better

[00:16:39] Bob Wheeler: world.

And you talk about your own struggles to not go back to the old mindset. I wanna bring this up because I think a lot of people think, oh, I’ve worked it all out. I’m done, and I can just move on. And the truth is, our story can stay with us a little bit or tries to creep back in and we have to be [00:17:00] mindful and aware to say, oh, , there’s that story coming back.

I’m not buying into that. This is the new story that I’ve chosen. And I just wonder how, for you, how do you. Like when something starts to creep in. And then how do you nurture staying on course for the story that changes your family dynamic? Yeah, so the

[00:17:23] Lari Finance: two Bob are intertwined for sure. Staying on course and changing that family dynamic.

And also how do I recognize when I hid those things? It’s a lot of awareness. It is a work in progress. And being from generation to generation, if you’re we’re thinking of neuro. Level, your cells are almost soaked in into the things that were passed down. And unless it’s a conscious awareness every day, then it’s hard to not fall into the previous patterns.

So, for example, as an entrepreneur, [00:18:00] as the one that starts again from scratch yet again, , you find everyday different roadblocks and the tendency to fall back into the comfort. But yet, when I do and I question myself, like, why do I feel this way? Do I feel this way? Because I have something that was pre-programmed in my subconscious mind and I need to like bring into light and push through.

Or do I feel my, like this because I just, I’m missing a skill that I need to acquire and work on to push through. And it’s a combination sometimes. Sometimes it’s a clear cut and when I see that it’s from like, oh, hold on a second. Like I am right now. And the scarcity mindset is the one that it creeps up the most, right?

Because as an entrepreneur, you’re here developing that relationship and trying to help other people, but sometimes there are setbacks and you’re like, okay, let me not do this. You know, or like, let me go back and rethink this. And then at that [00:19:00] point in time, I’m like, no, this is my scarcity. I said, how would my wealthy mindset, my abundance mindset, change this picture?

Because this is not the movie that I want to be in, and this is not the scene that I wanna build in the next month or two or or three or five years. So the key to it is awareness. Asking yourself, why do I feel this way? Is it the scarcity or is it an abundance? And if it’s can’t recognize if those two are it or skilled, the third one, then how do I want this to be?

So always putting that in perspective of the vision of the human being and the identity that I wanna become in wealth, rather than focusing on sheltering in and going back. Yeah.

[00:19:48] Bob Wheeler: Well, and so when you work with other people, like it doesn’t happen overnight, right? You’re coaching ’em, they’re working with it, and then.

A light switch maybe turns on. [00:20:00] And what happens when, because there’s, at some point there’s an aha moment, or maybe not, maybe it’s just gradual, but what sort of happens when your clients make that shift? You know,

[00:20:11] Lari Finance: it’s just so amazing to see their aha moments because we see progress, great progress. And I see this with every client that I coach.

Little steps, but big aha moments. And for example, I have client Bo Bodan. He comes from the very adverse background and the moment we were talking about wealth, the moment we started to unveil his financial plan and talked about, Hey, I want to start my business. He’s like, but I don’t have the money right now to start my business.

Like I need to work on X, Y, Z, get another side thing that he was doing at the time. And when we were talking about, look, investing in yourself, it’s very, very important. [00:21:00] And I know that we go through that mindset of, I need to shelter this money. I need to like keep it in my savings. I need to, you know, protect their cost.

Keeping you away from going farther into your business. And this is when he was like, well, you know, perhaps it’s because I feel this way because my mom came here and he was, his mom was an immigrant. Very, very. Stressed that she didn’t have anything. She sheltered the money and she told me, you know, don’t give, don’t trust anyone.

You know, you’re on your own and stuff like that. So then he was realiz that these things were passed on to him. Not that his mom was fat, it was just the, the whole, you know, difficulty that puts you in that scarce mindset. So he. Oh my gosh, I know where this is coming. It’s not that I don’t have the money, it’s just the story.

So now I need to shift that. I need to understand that investing in myself is the number one priority, and guess what I mean? Three months later, he has a [00:22:00] business. He did the L L C. He went through the whole setting up. Not only that, he negotiated like together, working with. Negotiated $20,000 and his salary saving now $2,500 a month, he is on a roll just with that mindset

[00:22:18] Bob Wheeler: switch.

So how do you tell the difference between somebody that says, okay, I wanna start my own business. Right, and they’re clear about that. And the other person that says, you know, I’m gonna start my own business. I’m gonna sell pineapples and I’m gonna make 10 billion. Like, and maybe it’s not real. Right. In other words, not every idea, not every business is gonna be like three months later I’m making 10 million and maybe three months later you’re making $50,000 or 25,000.

Right? But most of us, and you’re from Texas, everything’s gotta be big, right? Maybe it’s like gotta be exponentially off the charts. And so [00:23:00] how do you dial that back to more realistic approach? Or how do you let somebody know that you. It’s a fun idea and you feel passionate about it. There may not be a market for that.

[00:23:11] Lari Finance: Yeah. So it’s a lot of introspection, a lot of questions. So we can go through a questionnaire of what are your skills are, what do you like doing? What the world’s needs, needs are, and what the industry out there. So first, before we go, The desires are big, and that’s fine. I don’t tame down the desires. We go to through the questionnaire and they have a very detailed self-reflection, and once a detailed self-reflection is done, then we merge that.

And I love using the EK guide model where you find your purpose and the skills that you have to serve. But once we go through that, then we get a little bit more deeper in terms of how do we actually make it happen realistically, like what does that mean in terms of your goal? What does that mean in terms of.

Three months [00:24:00] activities. Now let’s break it down in terms of one week activities, like what are your actions? What are your actions every day? Now, like we would go and break it down to every single day, what your goal is for that day, what your action is for that day. Do you ever fulfill that big goal? And then once you take it from the conceptual idea to a very structural, practical way to put this into a plan, and we do this at at the quick high level.

Once you see the idea could or could not be a good one, then if you drill too fast and too deep into it, it’ll take too much time. So we do that really quick to do like a, a quick diagnosis of it and then we move on. And it’s not, I empower people, I don’t tell them you should or should not. Do I help and guide and as an empowerment tool for them to come to that realization and make the best decision for themselves.

I always say, I couldn’t give you the fish, but I’ll do such [00:25:00] a disservice to you. I am gonna teach you how to fish, so you do not need me anymore, so you can surpass me. If I, as a mentor and as a coach, done my job and you surpassed me. I’ve done better than any dream that I ever had in terms of coaching.

So that’s the goal, to empower them to make the right decisions for

[00:25:21] Bob Wheeler: themselves. It’s interesting that you chose that analogy. I think unfortunately, or for whatever reason, a lot of people just want the fish and not understanding that, yeah, there’s some work involved. Like there are certain things I’ll say, oh, I really wanna do that, and then I find out what’s involved.

I reassess and say, yeah, I don’t really wanna do that because in this place I don’t. Like there’s not enough payoff for me to invest my time or to invest my money. So I’m gonna pivot and go somewhere else. But if I don’t explore it, then I don’t know, because it’s not my choice then I’m just a victim. No, I looked at it, I assessed it.

And we do have the right to change our [00:26:00] minds. And we do have the right to backtrack a decision and pivot. And I think, like for me, I didn’t know that. I thought I had to figure it out, do it right perfectly the first time instead of gather the evidence, realize. Yeah, I wanna go in a different direction and there’s nothing wrong with that.

Yeah. And,

[00:26:17] Lari Finance: and definitely I, I love numbers, so I’ll go all my numbers, showing me the money in the numbers. Don’t just me, but sometimes what happens is the idea could be good and we could be a quarterly and to the things that we need to do for that idea, and then we decide that, yeah, maybe that’s actually not my passion.

Maybe that’s not actually where I wanted to go, and that’s okay. That is part of also searching yourself. But one thing to understand is that even that quarter taught you something very important. You have learned. And that’s what the difference between those that just go from one thing to another and those [00:27:00] that actually learn is sitting down and analyzing what you’ve gone through.

Not that or good, but what you, what you learn from. How is that whatever business venture that you started, or just situation, how did that make you better and where you can apply that skill and how you can adjust it to serve you better on your next adventure, so to speak, and life. We are saying that life is all about the destination.

Life is not about the destination. It really is about the journey is what you experience good and bad. I mean, that’s what makes us human. You can’t know how to be happy and awesome and incredible if you didn’t taste the other side, right? You don’t know what salty is if you didn’t taste the sugar, vice versa.

So it’s important to understand that every single thing that you go through to appreciate it, analyze it, learn. The [00:28:00] other thing that I’ve noticed from the clients is those who do really, really well are those that have the desire and the grit, because as you said, Bob, there’s hardworking, well, and in the money space, it’s about working smarter.

Make your money work hard for you, not you working hard for them. So the money is your slave. You’re not the slave to the money. Knowing that and having those learnings injected into that money machine, Smartness and wiseness, it’s gonna get those people to where they need to go or you. It’s gonna get you where you need to go.

And that’s what I see with the client. Having the grit, the desire and the awareness, and writing those learnings down and see what you can do better next time. And never, never blame yourself. Never look back and, oh my gosh, I should have done this, or I should have done that. No, it’s, I am gonna go do this.

I’m go, next time I’ll do that. That’s. Success works, build on it.

[00:28:59] Bob Wheeler: [00:29:00] Absolutely. And I would just say to people out there that are thinking, oh, it’s hard work. The payoff is amazing, but it’s gonna be uncomfortable. It’s gonna be rough going sometimes. And if you can keep your eye on the prize of changing that mindset and accumulating wealth.

The payoff is amazing because even if you don’t have a billion dollars in your account, but you have amazing relationships, you get to travel, you have a roof over your head that is wealthy, so it’s worth the journey. It’s worth the fight. Do the work.

[00:29:29] Lari Finance: Yeah, and I just wanna mention, give one analogy, perfect analogy.

Think of a seat. When you plant the seat in the ground, it’s dark, , it’s dark in that ground and it takes a lot for that. Spring that curls out of that seed, which is very delicate to push through that ground up and up and up to get to above the ground and then bear fruit. So if you stay and understand [00:30:00] that it is the journey and it is gonna be dark at times and you need to push through until you get above the ground, like can you reef the fruits and you’re gonna be doing just fine?

That’s

[00:30:11] Bob Wheeler: right. Plant the seed. F while we are at the Fast five. The Fast Five is brought to you by Fam Zoo, preparing kids for the Financial Jungle, prepaid cards, and a family finance app for kids, teens, and parents. Keep your kids on a budget. Track chores, automate allowances and encourage saving. If you want your kid to learn money, habits that match your values, sign up for Fam Zoo.

To learn more, check out the link in the show notes. All right, let’s see what happens. What is your average weekly spend? Weekly

[00:30:42] Lari Finance: spend. $2,556.

[00:30:46] Bob Wheeler: What does your husband think you spend too much money on?

[00:30:48] Lari Finance: He thinks that I don’t spend enough money. .

[00:30:52] Bob Wheeler: All right. When do you feel most confident with money?

[00:30:56] Lari Finance: Whenever I put in my investment account.

[00:30:59] Bob Wheeler: If you [00:31:00] could save everybody in the world for making one money mistake, what would it be? Think that

[00:31:06] Lari Finance: whatever you come from is stopping you to go where your dreams want

[00:31:09] Bob Wheeler: you. What’s the one thing that you love to splurge on and it’s always worth it. Organic food. , and it’s good for you. All right, well, we’re at the m and m spot, our sweet Spot, money and Motivation.

Do you have a practical financial tip or a piece of wealth wisdom you could share with our listeners? Something that you use in your life that they could take home and do themselves?

[00:31:36] Lari Finance: Yeah. Automate your savings and invest. And I know you hear that probably a lot. Maybe it’s not your first time to hear this, or maybe it is your first time.

Either way, if you automate it, you don’t have to worry about it. And you have put your financial success on autopilot. Start with as little as you can and build it up from [00:32:00] there. But the most important thing is to.

[00:32:03] Bob Wheeler: That’s awesome and I don’t think we can say that enough. For me, automation is a way to beat myself at my own game, , to beat myself at my own mindset, expense it out, get it going.

Even if you’re starting with five bucks, because if you’re waiting for the bonus, if you’re waiting for the pay raise, if you’re waiting for that win, it’s not coming. like there’s always a story. Just get started. Just get started. So I. I really love this conversation. I know we’re very much in alignment about mindset.

Some of the stuff that I really appreciated was that you don’t tell people what they should and shouldn’t do. This place of encouragement, let them figure it out. I think it’s so important to create that safe space and you reminded us not to judge ourselves because we can be our, our worst critic, and if we can just learn from stuff.

For me, I like to just find things interesting. Wow, isn’t that interesting? I really like having no money in my bank. Wow. I’m so curious about why I keep repeating this [00:33:00] thing that I say I don’t like, and to really create a space to start to self-reflect. Because if we don’t know our story, if we don’t know where we want to go, it’s really hard to get there.

If you’ve got a G P S and you don’t know the address you need to get to, you’re not going anywhere. And even if you put in the right address, you still gotta monitor it to make sure it didn’t take you down a detour or the road wasn’t closed. You have to be proactive and you have to part. And you have to be intentional, in my opinion, if you want to get to the other side.

And so I think really when you talked about that, figure out what aligns, what I’m good at, what’s my purpose, because we all have a purpose and if we can tap into it and show up in the world that makes the world a better place, we get to pass on the legacy of our gifts. And so I just so appreciate you coming in and sharing all this, and I wish you lots more organic food, in your future.

Where can people find you online? All those good things.

[00:33:56] Lari Finance: Thank you, Bob. I really appreciate it. Had a lot of time with you [00:34:00] guys here. I am happy that you’ve got a lot of value. To get in touch with me, just go to a shakeable wealth.com/free and get a free untapped secret roadmap. It’s a roadmap that I put together to master your money.

You’ll not find that on Google. It is very unique and. Works. Okay. . It’s very much something that works, works because I’ve gone through it. It works because this is what I help my clients, so it’s free. So get it and, and get the, the things rolling that we talked about it. And follow me on Instagram, shoot me a dm, find me on Facebook, light finance, shoot me a message on Facebook.

I’m available. Happy to help. Happy to guide. Happy to cheer for you on your wealth journey because money is not the root of all evil. Money is the root [00:35:00] of all good. If you take it and look at it as a hammer that actually builds houses, right? For a family to have shelter I live or something, and you should not.

You can use a hammer to hurt someone. So money is a tool use. Wisely for yourself cuz you deserve it. And to impact the world and give a better place for those that do need you. Your greatness, your uniqueness.

[00:35:31] Bob Wheeler: That’s awesome. Well we will put all that up and roadmaps are so important cuz they help us get where we want to go and enjoy the journey.

Cuz I don’t really wanna get to the destination. I want to take the longest route possible with as much pleasure as possible. So thank you again so much for being on the.

[00:35:49] Lari Finance: Thank you, Bob. Appreciate it. Y’all have a good

[00:35:51] Bob Wheeler: one. Awesome. Thank you so much.

We hope you enjoyed this episode. Did you learn [00:36:00] something new about your relationship to money today? Maybe you have a friend who has some financial blocks or beliefs that are holding them back. Please share this podcast so they too can get off the rollercoaster Ride of Financial Fears and journey towards financial freedom.

To learn how to have a healthy relationship with money, visit the money nerve.com. That’s nerve not nerd. We’ll be back next week with another perspective on money and the emotions that bind us.

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